Health Insurance Nightmare
Green Energy

Health Insurance Nightmare


Short video of particular interest to me (hat tip to Hard To Swallow):



As of this past spring, after long months of searching options and filing applications, this household of two has two individual, high-deductible policies.

Indeed, such catastrophic-coverage policies are the only kinds of policies that Mr. AOW and I can afford. Specifically, the monthly premium for Mr. AOW is nearly $500, mine nearly $200. Mr. AOW and I are close in age. Why the difference in premiums?

Mr. AOW has the dreaded pre-existing conditions, all under control and being treated successfully for well over ten years; he has never been hospitalized for any of his pre-existing conditions. Furthermore, because of the economy and Mr. AOW's age, he is unable to work enough to pay the monthly premium for his policy right now.

ObamaCare would force us into a higher priced policy! UNACCEPTABLE!

Mr. AOW lost his job of some twelve years in January 2008 because the employer-based policy was costing a business suffering a downturn which required cutting back on expenses. Said employer, therefore, laid off Mr. AOW and several others. The company then hired younger workers who opted out of the health insurance plan offered by the company.

My income and assets, pitiful as they are, precludes my husband's option of going onto Medicaid. We are faced with the situation that a divorce would solve the health-insurance problem for Mr. AOW and our financial future. Disclaimer: no divorce proceedings have been investigated or initiated.

Should ObamaCare as outlined in the above short video become law, I wonder how many others will face a situation similar to this household's.




- Report: Second Wave Of Health Plan Cancellations Coming Next Fall, Between 50-100 Million Could Lose Their Coverage
From Fox: A new and independent analysis of ObamaCare warns of a ticking time bomb, predicting a second wave of 50 million to 100 million insurance policy cancellations next fall — right before the mid-term elections. The next round of cancellations...

- San Francisco Chronicle: Lowering Your 2014 Income Can Net You A Huge Healthcare Subsidy
Government-Subsidized Laziness The Hallmark of Socialism  All the Honey Boo Boo Brain-frys who voted for Obama can be so proud of themselves. From the San Francisco Chronicle. People whose 2014 income will be a little too high to get subsidized...

- Obamacare And Insurance Premiums
I just got notification of my new health-insurance premium amount. A 25% rate hike, and I barely ever use the policy, a policy of a catastrophic nature with zero pharmacy coverage and a high deductible. Didn't Obama say that the reforming health insurance...

- The Medicare Maze
I spent most of yesterday trying to understand and navigate the complexities of Medigap coverage. You see, this week Mr. AOW's Medicare card arrived in the mail. Even though Mr. AOW will not reach the age of sixty-five for nearly three more years,...

- Those Mounting Obamakare Waivers
So much for "liberty and justice for all," huh? A little personal perspective on the above.... Back in January 2008, Mr. AOW lost his full-time job after nearly twelve years of working for that particular employer. In part, Mr. AOW's job loss was...



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