Green Energy
For 25 years I have had a credit card with Citibank.
25 years.
And my credit was always good.
At times there were big balances, small balances, no balances.
And they always got their payment every month.
Usually more than but always at least the minimum.
Since the unemployment streak began in 2008 the balance has been run up a good bit. Couldn't be helped.
And still I made the payments.
That ended in October when it became a matter of pay the mortgage (to Citimortgage of course) or pay the credit card.
So I have not been able to make a payment on the card since October.
Two missed payments.
And it's not like they didn't know this was coming. I've made a number of calls over the last 2-1/2 years, explaining the situation.
Nothing they could do unless I was delinquent.
But I kept paying.
Now I have missed two payments in 25 yrs.
2 payments out of 300.
Today I'm ready to walk out the door for my 13 year old daughter's Honor s Orchestra concert at the mall. An event I enjoy very much and look forward to every year.
The phone rings. I make the mistake of answering it.
Citibank. Verifying my situation has not improved since our last conversation 2 weeks ago.
And informing me they plan to begin litigation for the full 45K owed.
Because of 2 payments out of 300.
A half hour before the kid's concert. 5 days before Christmas.
This is fucking ridiculous. I can't even breathe anymore.
I. GIVE. UP.
Fuck Obama and his Hawaiian vacations. Fuck Congress and their Christmas recess. They can shove their pomegranate trees deep up their ass. And fuck the banks and their bosses who took the bailouts and did nothing NOTHING to pass it on to their customers. I hope they all choke on a turkey bone this Christmas.
And fuck yer hope and change.
Humbug.
I don't care.
- The Deal ? Maybe The Answer Is To Boycott The Next 2 Election Cycles
The news is now filled with portents of a ramp over the fiscal cliff.Instead of increasing the tax rates on those making $250k or more, it’s $400k.INCREASES in spending would be cut by about 10%. How? Well one way is to reduce the increases in social security...
- How Not To Stimulate The Economy
This is just wrong on so many levels. And if it is allowed to stand on small business credit cards, how long until they try it with personal credit cards and lines of credit? Los Angeles Times: Bank of America severing some small-business credit lines...
- Days Of Whine And Rages
I've noticed some curious things of late. When you have a monthly mortgage your due date is usually the first of the month. Built into that is usually a 15 day grace period where if you pay the amount within that time frame no fees no penalty no dink...
-
You all know how I feel about this mess so I'll refrain from raising my blood pressure this evening. MSNBC Mortgage modifications may lead to foreclosure Owners thought banks were helping with terms, only to lose their homes By JACOB ADELMAN The...
- Too Big To Fail, Too
You have all patiently listened to me complain and bitch these last 14 months about the unemployment crisis in this country, especially as it pertains to me. So this is addressed as much to those about to be elected selected and sent for their turn in...
Green Energy
No Depression
For 25 years I have had a credit card with Citibank.
25 years.
And my credit was always good.
At times there were big balances, small balances, no balances.
And they always got their payment every month.
Usually more than but always at least the minimum.
Since the unemployment streak began in 2008 the balance has been run up a good bit. Couldn't be helped.
And still I made the payments.
That ended in October when it became a matter of pay the mortgage (to Citimortgage of course) or pay the credit card.
So I have not been able to make a payment on the card since October.
Two missed payments.
And it's not like they didn't know this was coming. I've made a number of calls over the last 2-1/2 years, explaining the situation.
Nothing they could do unless I was delinquent.
But I kept paying.
Now I have missed two payments in 25 yrs.
2 payments out of 300.
Today I'm ready to walk out the door for my 13 year old daughter's Honor s Orchestra concert at the mall. An event I enjoy very much and look forward to every year.
The phone rings. I make the mistake of answering it.
Citibank. Verifying my situation has not improved since our last conversation 2 weeks ago.
And informing me they plan to begin litigation for the full 45K owed.
Because of 2 payments out of 300.
A half hour before the kid's concert. 5 days before Christmas.
This is fucking ridiculous. I can't even breathe anymore.
I. GIVE. UP.
Fuck Obama and his Hawaiian vacations. Fuck Congress and their Christmas recess. They can shove their pomegranate trees deep up their ass. And fuck the banks and their bosses who took the bailouts and did nothing NOTHING to pass it on to their customers. I hope they all choke on a turkey bone this Christmas.
And fuck yer hope and change.
Humbug.
Go ahead.
I don't care.
- The Deal ? Maybe The Answer Is To Boycott The Next 2 Election Cycles
The news is now filled with portents of a ramp over the fiscal cliff.Instead of increasing the tax rates on those making $250k or more, it’s $400k.INCREASES in spending would be cut by about 10%. How? Well one way is to reduce the increases in social security...
- How Not To Stimulate The Economy
This is just wrong on so many levels. And if it is allowed to stand on small business credit cards, how long until they try it with personal credit cards and lines of credit? Los Angeles Times: Bank of America severing some small-business credit lines...
- Days Of Whine And Rages
I've noticed some curious things of late. When you have a monthly mortgage your due date is usually the first of the month. Built into that is usually a 15 day grace period where if you pay the amount within that time frame no fees no penalty no dink...
-
You all know how I feel about this mess so I'll refrain from raising my blood pressure this evening. MSNBC Mortgage modifications may lead to foreclosure Owners thought banks were helping with terms, only to lose their homes By JACOB ADELMAN The...
- Too Big To Fail, Too
You have all patiently listened to me complain and bitch these last 14 months about the unemployment crisis in this country, especially as it pertains to me. So this is addressed as much to those about to be elected selected and sent for their turn in...