Stuart Varney: Obama used the term “inequality” more than he used the word “growth”. And this is a problem, according to Charles Payne.Charles Payne: It is a problem. He talked about [income inequality] being morally wrong. You know, Stuart, if you and I entered this building and there were different rules for each of us, that would be morally wrong. But if I dropped out of high school and smoked weed all day and you worked your way through college and made more money than I did, that’s not inequality, that’s just.Here’s what this president did: he tried to condemn capitalism. He tried to condemn success. He promotes mediocrity. And he’s making excuses for people to fail in this country, instead of being honest about it.His phrases: “people who lost their homes through no fault of their own”, “people who lost their jobs through no fault of their own…” You know what: if I own a business and have 10 employees and things get bad, guess what? I’m not going to fire my best employees! Maybe you did lose your job because you weren’t up to snuff!The bottom line is this: the president is pushing this agenda. That America is somehow a mean-spirited country without opportunity and we’re going backwards. When, in fact, every single year we get closer to that “more perfect union” that we strive for.[On Obama's prediction that income inequality will increase and "social tensions will rise as various groups fight to hold on to what they have"]In my mind — and I hate to say this — I think President Obama would love to see civil unrest in this country very much like the Arab Spring. I think what he’s trying to do is to spark this revolution against the wealthy, against the “One Percent” who are holding us back, who are hoarding this money,